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Complete Guide to Buying a Used Car
Everything you need to know before purchasing a pre-owned vehicle, from inspections to paperwork.
Why Buy a Used Car?
Buying a used car can be an excellent financial decision. New cars typically lose 20-30% of their value in the first year alone, and up to 50% or more over three years. By choosing a used car, you can:
- Get more car for your money
- Avoid the steepest depreciation period
- Pay lower insurance premiums
- Have a wider choice of vehicles within your budget
- Often get better specification levels for your money
Essential Checklist
Research
- Determine your budget including running costs
- Research different makes and models
- Compare prices across the market
- Check vehicle reviews and common problems
- Investigate insurance costs
Vehicle History
- Check MOT history
- Verify service history
- Look for outstanding finance
- Check for previous accidents
- Verify mileage authenticity
Inspection
- Examine bodywork for damage
- Check tire condition and age
- Test all electrical components
- Look for fluid leaks
- Inspect interior condition
Test Drive
- Test drive on various road types
- Check for unusual noises
- Test all gears and clutch
- Verify braking performance
- Check steering alignment
Common Mistakes to Avoid
Skipping the Vehicle History Check
A comprehensive history check can reveal crucial information about accidents, ownership, and outstanding finance.
Not Budgeting for Running Costs
Consider insurance, road tax, fuel efficiency, and potential maintenance costs, not just the purchase price.
Rushing the Decision
Take time to compare multiple vehicles and don't feel pressured into making a quick decision.
Ignoring Warning Signs
Don't overlook warning lights, unusual noises, or seller behavior that seems suspicious.